Turn unpaid invoices into working capital
First Factoring advances up to 90% of your invoice value, often within 24 to 48 hours, so you can pay suppliers, make payroll, and take the next order without waiting 30 to 90 days to get paid.
- Up to 90%
- advanced on each invoice
- Under 48h
- from approval to first funding
- Worldwide
- cross-border receivables
A funding partner built for businesses that can’t wait to get paid
- Single dedicated partner, no middlemen
- Transparent, single-fee pricing
- Decisions based on your customers, not just your balance sheet
- Funding that grows with your sales
Cash in three simple steps
Factoring is not a loan. You sell invoices you have already issued and receive most of the cash immediately. We wait to be paid, not you.
- 01
Submit your invoices
Send us the invoices you’ve issued to creditworthy customers. Onboarding is light and fully remote.
- 02
Get up to 90% upfront
We advance the majority of each invoice straight to your account, typically within 24 to 48 hours of approval.
- 03
We collect, you get the rest
When your customer pays, you receive the remaining balance minus one transparent fee. No surprises.
Funding shaped around your receivables
Invoice Factoring
Sell open invoices and receive the bulk of their value in cash now, for one transparent discount fee.
Accounts Receivable Financing
A revolving line secured by your ledger that scales as your sales grow, and you keep control of collections.
Freight Factoring
For carriers and forwarders: get paid in days instead of weeks, so fuel, drivers and operations never wait.
Payroll Funding
Cover payroll on time regardless of when clients pay, by advancing against invoices you’ve already issued.
Built for businesses that invoice and wait
If you sell to other businesses on credit terms, factoring can release the cash trapped in your receivables.
- Import & export
- Wholesale & distribution
- Manufacturing
- Logistics & freight
- Staffing & recruitment
- Commodities & trading
- Construction
- Professional services
A financing partner that moves at your speed
Funding that scales
Your line grows with your invoicing, never capped like a fixed overdraft or term loan.
Decisions on your debtors
We weigh the strength of your customers, so newer and fast-growing businesses still qualify.
One transparent fee
A single clear discount fee. You always know the cost of funding before you commit.
No hidden middlemen
One dedicated partner from first approval through to collections. Direct and accountable.
Cross-border ready
Domestic and international receivables alike, built for exporters and global trade.
Confidential by design
Discreet facilities available so your customer relationships stay entirely your own.
Questions, answered
Is factoring a loan?
No. You’re selling an asset you already own, your unpaid invoices, at a small discount for immediate cash. There’s no debt on your balance sheet and no fixed repayment schedule.
How much of the invoice do I get upfront?
Typically up to 90% of each invoice is advanced upfront. The remaining balance, less one transparent fee, is released when your customer settles.
How fast is funding?
After a light onboarding, approved invoices are usually funded within 24 to 48 hours, and same-day in many cases once your facility is live.
Do you work with new or fast-growing businesses?
Yes. Because we assess the creditworthiness of your customers rather than only your own trading history, younger and rapidly scaling companies often qualify.
Which currencies and countries do you cover?
We fund domestic and cross-border receivables for businesses internationally. Tell us about your customers and we’ll confirm coverage.
Ready to turn your invoices into working capital?
Get a free quoteGet a free, no-obligation quote
Tell us a little about your business and your invoices. A specialist will come back to you quickly with an indicative facility. No cost, no commitment.
- Phone
- +852 8000 0000
- Registered office
- Room 604, Tower A, New Trade Plaza, 6 On Ping Street, Sha Tin, Hong Kong